One wallet to send money to friends and family, get paid in U.S. dollars, and spend it anywhere — in seconds, wherever life takes you.
Free to download · No monthly fees · Rated 4.9 on the App Store
Everything your money does, in one place — for you, your friends, and your family.
Steady in value, ready to move the second you need it.
Across the table or across an ocean — pay anyone by @username. It arrives in seconds.
Add it to Apple Pay or Google Pay and tap to pay in the local currency — anywhere Visa is accepted.
Cashback on eligible purchases, credited the moment a purchase clears. Nothing to redeem.
Send money home in seconds. It arrives ready to spend, on their own Fyntiq Card.
Most money apps stop at the border. Fyntiq doesn't. Your wallet comes with a U.S. bank account — so employers, clients, and platforms can pay you directly, wherever you actually live.
Routing and account numbers in your name — share them like a local.
Wherever they're paying from, you get paid in U.S. dollars — straight to your wallet.
Tap your card, hold it for later — or send it home in seconds.
Eligible direct deposits arrive before payday.
Everywhere you can hold, spend, and get paid with Fyntiq. Search yours.
One balance, everywhere you are — on mobile, desktop, and the web.
Identity verification, encryption, and real-time monitoring protect every transfer — wherever it's going.
Identity checks on every account, before money moves.
Your balance, locked to you — biometrics and 2FA built in.
Daily limits, instant alerts, one-tap freeze — and unfreeze just as fast.
Watch every transfer live, from sent to spendable.
Monitoring that never sleeps, on every transaction.
Pay businesses with confidence — eligible purchases are covered.
Fyntiq Wallet is a financial technology company, not a bank. Banking services are provided by our partner bank.
Fyntiq Wallet is a money app for everyday life — send and receive money around the world, spend with your Fyntiq Card, and earn Cashback, all from one place.
Every wallet comes with its own U.S. routing and account numbers, provided through our partner bank. Share them with employers, clients, and platforms to get paid in U.S. dollars — no U.S. residency required. Eligible direct deposits can arrive up to two days early.
Yes — in any direction. Send to anyone with a Fyntiq account, anywhere we're supported. Money arrives in their balance in seconds, ready to spend with their card or withdraw to a local bank.
Transfers between Fyntiq users are typically instant. For other destinations, you'll see the delivery estimate before you send.
Signing up, holding a balance, sending to other Fyntiq users, and receiving money are all free — with no monthly fees. Adding money from a bank or debit card is free or low-cost; credit-card top-ups carry a fee. Converting to local currency on withdrawal may carry a fee — any cost is always shown before you confirm.
Your balance is held in a U.S. dollar–backed stablecoin (USDC) that tracks the dollar — so it stays steady and can move globally in seconds. You always see and spend everyday dollars and local currency. No crypto knowledge needed.
Earn up to 3% on eligible purchases with participating partners, credited automatically to your balance the moment a purchase clears. Caps and exclusions apply.
Identity verification, encryption, account protection, and real-time fraud monitoring help keep your account and every transfer safe — wherever it's going.
Download the app, claim your @username, and send your first dollar — all in minutes.
Send · Spend · Earn • iOS · Android · Web